Effective Date: 3/7/2026
Last Updated: 3/7/2026
This Privacy Policy describes how The Real Estate Social Club, operated by Mei Lai Tracy On, collects, uses, shares, and protects information through this website and any affiliated pages, forms, landing pages, guides, calculators, scheduling links, digital resources, and related online services we operate (collectively, the “Site”).
Mei Lai Tracy On is a licensed REALTOR® with Coldwell Banker Island Properties and a licensed Mortgage Loan Originator with Edge Home Finance.
By accessing or using this Site, submitting information through a form, downloading a resource, scheduling a consultation, or otherwise interacting with us online, you acknowledge and agree to the terms of this Privacy Policy.
This Privacy Policy applies to information collected through:
This Privacy Policy does not apply to third-party websites, platforms, brokers, lenders, apps, social media platforms, IDX providers, or service providers that may have their own privacy terms and practices.
The Real Estate Social Club is a consumer-facing brand and educational platform operated by Mei Lai Tracy On in connection with real estate, mortgage, relocation, and housing-related content and services.
Depending on the nature of your inquiry, you may be contacted regarding:
Nothing in this Privacy Policy, and no use of this Site, creates a broker-client, agency, fiduciary, attorney-client, financial advisor-client, or other formal professional relationship unless and until expressly established in a separate written agreement where required.
We may collect information that you voluntarily provide, information collected automatically through your use of the Site, and information received from third-party tools or integrations connected to the Site.
We may collect personal information you choose to provide, including:
When you access the Site, we may automatically collect certain information, including:
We and our service providers may use cookies, pixels, tags, scripts, and similar technologies to operate the Site, measure performance, improve user experience, support analytics, and assist with advertising and remarketing. Clear and conspicuous digital disclosures are expected when needed to avoid deception, and online advertising practices should match the actual user experience and offer presented.
We may use collected information for legitimate business and operational purposes, including to:
We may also use information in aggregated or de-identified form for analytics, reporting, business improvement, and marketing analysis.
We do not sell personal information for money in the ordinary sense of the word “sell.” However, we may disclose, transfer, or share information as reasonably necessary to operate our business and Site.
We may share information with:
We may also disclose information where we believe doing so is necessary to:
Submitting information through this Site does not:
Mortgage advertising and credit-related statements must reflect actual available terms, and nothing on this Site should be interpreted as a binding offer, commitment to lend, approval decision, or guarantee of specific terms unless expressly stated in a formal written disclosure or agreement.
If you provide your contact information, you expressly consent, to the extent permitted by applicable law, to being contacted by us by email, telephone, and text message regarding:
You may opt out of marketing emails by using the unsubscribe link, if available. You may opt out of text messages by replying STOP where applicable. Opting out of marketing communications does not prevent us from sending non-marketing communications relating to an active inquiry, appointment, transaction, or service-related matter.
Certain information collected through the Site may relate to housing preferences, buying or selling goals, financing interests, relocation timing, or similar matters. We may use this information to evaluate how to respond to your request and whether to provide information directly or through affiliated or third-party service providers.
Because this Site may contain both real estate and mortgage-related content, not all information or services described will be available in every jurisdiction or to every person. Availability may depend on licensing, eligibility, location, program guidelines, brokerage relationships, lender requirements, and other factors.
Hawaiʻi real estate advertising guidance expects identification of the licensee’s name, brokerage firm, and license status in advertising.
This Site may include links to or integrations with third-party tools, including:
We do not own or control all third-party tools or websites. We are not responsible for the privacy, security, functionality, accuracy, availability, or content of any third-party website, platform, or service. Your use of third-party platforms is at your own risk and subject to their own terms and privacy policies.
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no website, network, email transmission, or electronic storage system is completely secure.
Accordingly, we do not warrant or guarantee absolute security, and you provide information to us at your own risk.
We may retain personal information for as long as reasonably necessary to:
We reserve the right to retain and use information as necessary to comply with legal obligations and protect our rights and business interests.
Subject to applicable law, you may request to:
We may need to verify your identity before processing certain requests. We may also deny or limit requests where permitted by law, including where retention is required for legal, compliance, recordkeeping, transaction-related, or legitimate business purposes.
This Site is not directed to children under 13, and we do not knowingly collect personal information online from children under 13. If we learn that such information has been submitted, we may delete it as appropriate and required by law.
Some web browsers may transmit “Do Not Track” signals. Because there is no universal standard for responding to such signals, this Site may not respond to them.
Residents of certain states may have privacy rights under applicable law, including rights relating to access, correction, deletion, or disclosure of certain data practices, subject to exceptions. If you wish to make a privacy-related request, please contact us using the information below. We may take reasonable steps to verify your identity before responding.
We reserve the right to modify, revise, update, or replace this Privacy Policy at any time, in our sole discretion. Any changes will become effective upon posting the revised version to the Site, unless otherwise stated. Your continued use of the Site after any update constitutes your acceptance of the revised Privacy Policy.
If you have questions about this Privacy Policy or our privacy practices, please contact:
Mei Lai Tracy On
The Real Estate Social Club
Licensed REALTOR® (RS# 88472) with Coldwell Banker Island Properties RS#23176) Licensed Mortgage Loan Originator (NMLS#2286149) with Edge Home Finance(NMLS #891464)
Email: info@realestatesocial.club website:realestatesocial.club
